investment articles


Why the FSA's reforms make good sense
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Money Week

Much fuss this week about the Financial Service Authority's (FSA) review of the mortgage market. The effect of the reforms it proposes, said its critics, will be to lock a million households out of the mortgage market, to force house prices down and to destroy the property ladder ambitions of the nation's first-time buyers...read the full article

Hope grows for buy-to-let market recover - www.aboutproperty.co.uk

The property crash saw buy-to-let mortgages just disappear off the market – as lenders shut their doors or just stepped away from the market...read the full article

Halifax: House prices up 1.6% in September -
www.aboutproperty.co.uk

House prices for September increased by 1.6 per cent in value, but were down 7.4 per cent annually...read the full article

No change for interest rates -
www.aboutproperty.co.uk

Interest rates have been held at 0.5 per cent yet again, the Bank of England has announced...read the full article

House Prices Up Says Nationwide -
www.aboutproperty.co.uk

Nationwide has said house prices rose 1.6 per cent in August, the fourth consecutive rise of their house price index. The average price of a home according to the building society is now... read the full article

Mortgage Professionals Want BTL Market Regulated - www.aboutproperty.co.uk

Just over half of all mortgage brokers (54 per cent) want the Financial Services Authority (FSA) should regulate the buy-to-let (BTL) market, according to a survey from Exact mortgage experts. Of the 549 mortgage brokers questioned...read the full article

 

Landlords Snapping up Bargain Properties - www.aboutproperty.co.uk

Landlords have been buying more properties in the last quarter according to a survey. The Association of Residential Letting Agents (ARLA) quarterly survey revealed...read the full article

 

Call for VAT Cut on Home Renovations - www.aboutproperty.co.uk

The Federation of Small Businesses (FSB) has said a five per cent flat rate for home renovations could help small businesses "struggling against a backdrop of decreasingly bad trade". ...read the full article

 

Channel 4’s Secret Millionaire and Tigrent Learning Speaker Gill Fielding on Why the Recession is a Great Opportunity for Small Firms to Win a Slice of the Action from the Big Boys – Better Business Magazine...read the full article

 

Optimism Returning to Housing Market - www.aboutproperty.co.uk

 

The Building Society Association (BSA) found in its Property Tracker survey that Brits predict property prices will rise by an average of 1.4 per cent over the next year...read the full article

 

IMPORTANT INFORMATION FOR LANDLORDS WHO USE "UNREGULATED" AGENTS - The Dispute Service

 

At the insistence of their insurers, The Tenancy Deposit Scheme will only provide deposit protection and alternative dispute resolution to letting agents who are members of recognised professional bodies...read the full article

 

Sir Stelios Plans Return to Property - FT.Com

 

EasyGroup entrepreneur Sir Stelios Haji-Ioannou is to return to the commercial property market in the expectation that the sector is nearing the bottom of its two-year slump...read the full article

 

Student Homes Go Upmarket - Times Online

 

Students are not the first target group that springs to mind for developers. But in these shaky market conditions they represent a solid tenant base. In the run-up to Easter, undergraduates arrange their housing for the following academic year...read the full article

 

'Surprise bounce' in house prices - BBC News

 

House prices rose in March for the first time since October 2007, according to the Nationwide...read the full article

 

Hello Gas Safe, goodbye CORGI

 

From 1 April 2009, Gas Safe Register will replace CORGI as the official UK-wide gas safety organisation. By law, from now on you must make sure that the installation and servicing of all gas appliances (like boilers, fires and ovens) is carried out by a Gas Safe registered engineer...read the full article

 

Budget 2009: Stamp Duty Holiday Remains

Chancellor Alistair Darling has announced in the Budget the stamp duty threshold will remain at £175,000 until the end of the year ...read the full article

 

Buy–to–let novices are feeling the pinch, while the professionals go from strength to strength

Rents have retreated in Liverpool, Nottingham and other metropolis cities that have been over developed over the last five years spurred on by the greed of the amateur investors and the property buying clubs ...read the full article

 

More pensioners than children - finally became a reality in August 2008

In August 2008 the government reported that the number of pensioners within the UK was now greater than the number of under 16 year olds. So what exactly does this mean for the future? ...read the full article

 

Alistair Darling – “arguably the worst recession for 60 years….which will get worse before it gets better.” The Guardian 30th August 2008

Yes it may be bad, yes it may be hard and for 95% of the UK’s population it is a time to baton down the hatches and ride out the storm. Entrepreneurs and investors however are looking at the current market as an educated investors dream – if you know what you are doing there are opportunities around in abundance ...read the full article

 

One Topic that you should learn! Negotiation, now more than ever is the time to master such a powerful tool

The press talk of 10% – 20% being taken off asking prices in today’s market. London this week* was reporting that on average those houses being sold where with £30,000 taken off the asking price ...read the full article

 

So where is this market going from October 2008?

No body has a crystal ball and nobody can predict the future, but like it or not, history has a habit of repeating itself ...read the full article

 

Sitting Tenants – like the reversionary strategy when you think outside the box it is amazing what you will find!

Sitting Tenants are literally dying out since those that are around went into their accommodation pre 1989 when they were under the Rent Act 1977 which gave tenants statutory protection – security of tenure for life – should they choose to stay ...read the full article

 

Spot the profit potential!

Today more than ever, forced appreciation is a must with any investor.  This is not just because cash flowing properties are harder to buy but because we have to stay with the one golden investors rule – you make money when you buy! ...read the full article

 

“You are the average of the five people you spend the most time with. So surround yourself with successful winners, individuals who are not afraid to learn, to share, and to mentor you in your quest for your dreams. Move away from the Dream Stealers.”
Carl Lewis
Olympic Athlete of the century
Winner of 9 Gold medals.

At Rich Dad Education we constantly talk about surrounding yourself with successful people, of pushing your boundaries to a new area, of giving back to those who need a hand on their dreams ...read the full article

 

Rich Dad Poor Dad - The CASHFLOW Quadrant

The Quadrant simply makes distinctions on how income is generated, whether as an ‘E’ (employee), ‘S’ (self-employed), ‘B’ (business owner) or ‘I’ (investor) ...read the full article

 

Leverage – what exactly is this and how does this work for us?

Leverage is absolutely vital in making business and investments successful.  If you read or learn from any of the great entrepreneurs they will cover this topic in abundance ...read the full article

 

Success is not the problem; it is the fear of failure!

Taking the first step in any action is the most difficult, not because we are not sure where to start but because we have fear about the journey, about how difficult it may be, how long it may last and ultimately about the fear that our dreams may not come true in the end ...read the full article